Small businesses can shop off-exchange with a licensed broker, compare...
https://wiki-legion.win/index.php/Employee_Eligibility_for_Health_Benefits:_What_Counts_as_Eligible%3F
Small businesses can shop off-exchange with a licensed broker, compare small-group plans directly through carriers, or consider an HRA for individual coverage. Before weighing prices, check whether employees’ doctors and hospitals are in-network.