Save for a big family cost without draining your safety net. Use separate...

https://www.bookmarkidea.win/saving-for-a-big-family-cost-in-the-uk-need-not-mean-draining-your-safety-net

Save for a big family cost without draining your safety net. Use separate savings pots for the goal and emergencies, then stress-test your budget with an awkward month of high bills or lower pay. Keep the plan affordable.