Big family costs in the UK can drain cash. Keep an emergency buffer as you...

https://foxtrot-wiki.win/index.php/Moving_house_with_kids:_what_costs_should_I_plan_for%3F

Big family costs in the UK can drain cash. Keep an emergency buffer as you save, with separate pots for the bill and rainy days. Stress-test your budget with an awkward month: add a cost, lose some pay, and check your plan still works.