After our bank sent a renewal two weeks early I left it unopened until a broker's call explained lender-paid commissions
https://andrertrh690.bearsfanteamshop.com/what-the-appraisal-process-meant-for-our-brampton-mortgage-after-pre-approval
After our bank sent a renewal two weeks early I left it unopened until a broker's call explained lender-paid commissions, which I had never known.